sz_id 1410211
yahoo csimrt
quantcast siteactivity
invchan 4607717
DoubleClick Tags

Multi-asset

Multi-asset funds can provide diversification with the convenience of a single fund.

Target Date Funds designed to work past retirement. What a welcome alternative.

Not only are we proud to offer some of the lowest-cost Target Date Funds available with no minimums, we use a behavioral approach to managing risk when it matters most, near and throughout retirement.

See how Schwab Target Index Funds Compare

The lowest-cost target date mutual funds that are accessible to any investor at no minimum.

Product 1 Net expenses Minimum investment
Schwab Target Index Funds 0.08%2 $0
Fidelity Freedom® Index 0.08% $5 million3
State Street Target Retirement 0.09% $04
Vanguard Institutional Target Retirement 0.09% $5 million
TIAA-CREF Lifecycle Index 0.10% $10 million5

What we offer

Since 1995, we’ve managed a lineup of multi-asset mutual funds. Now, we offer target date, target risk, and managed payout multi-asset mutual funds—a comprehensive selection of product solutions at competitive pricing, for both individuals and employer-sponsored retirement plans. And for qualified retirement plans, there are the Charles Schwab Trust Bank Collective Investment Trusts.6

Multi-asset

Our approach

We take a behavioral-based approach to asset allocation—an approach designed to help investors stay invested across market conditions, and that leverages our investment research and deep asset allocation expertise. To meet investor needs, we utilize a variety of underlying strategy types, including proprietary and non-proprietary as well as active and passive strategies. And our pricing approach seeks to give everyone—even the smallest business—access to a range of quality target date funds at competitive prices.

A behavioral-driven glide path design

Our target date solutions are managed to seek more growth when investors can take on more risk and greater stability when they need to rely on their investments. By taking a behavioral-driven approach to asset allocation, our carefully balanced glide path is designed to help investors reach their goals up to and through retirement.

Learn more about how our glide path allocates assets over time

Multi-asset

Advisor tools

Use these financial tools to gain more comprehensive insight into investment products.

Advisor tools

Fee impact simulator

Use the fee impact simulator to see the long-term effects of pricing on a portfolio.

Fund explorer

Help your clients get exceptional value from their investments with the fund explorer.

Featured multi-asset funds

See our highlighted multi-asset funds, or browse all our investment products.

Schwab Target Index Funds

A low cost target date fund series composed of Schwab ETFsTM.

Schwab Target Funds

A combination of active and passively managed holdings in proprietary and externally managed mutual funds.

Multi-asset insights

See what our executives and strategists have to say about multi-asset and target date investing.

Schwab Market Update

U.S. equities finished higher to cap off a wild week, rebounding decisively from Monday's malaise, while posting the fourth weekly gain in five and notching record highs along the way. The resiliency came after concerns about the global spread of the Delta coronavirus variant and uncertainty regarding if we have reached peak earnings and economic growth rates led to the early week selloff. Q2 earnings season remained in high gear, with positive results from Dow member American Express and Twitter lifting their shares, while Dow members Intel and Honeywell International, along with Boston Beer Company, all fell on the heels of their reports. Investors also sifted through a slew of mixed July global manufacturing and services sector reports, including domestic reads that showed manufacturing growth surprisingly accelerated but services sector expansion decelerated more than expected. Treasuries were mixed after seeing some pressure this week leading to a rebound in yields, and the U.S. dollar ticked higher, while gold lost ground and crude oil prices saw only modest gains. Overseas, markets in Europe were broadly higher, adding to the week's sharp rebound, while stocks in Asia were mixed amid lighter-than-usual volume with Japan again closed for a holiday.
Trading

Stocks set to close out the week on a high note, buoyed by earnings.
Trading

Low Inventories and Hot Weather Moving Natural Gas Market