Schwab Center for Financial Research

The Schwab Center for Financial Research (SCFR) provides top-quality research, timely market insights, and practical guidance to help investors make better decisions.

Schwab Center for Financial Research
Estate Planning
What should I do

International estate planning doesn't have a one-size-fits-all strategy—learn about challenges non-U.S. citizens can face and what to consider when creating an estate plan.
Supreme Court Strikes Down Tariffs
Markets and Economy
What's new

In a 6-3 decision, the highest court in the U.S. ruled that President Trump lacks the legal authority to impose sweeping tariffs. But the administration has a Plan B in place.
Photo of college student in a classroom
Insights and Education Content
Education
How does it work

529 eligible expenses include K-12 tuition, certain test fees, college housing, and more. Learn what else a 529 account can (and can't) be used for.
Education
How does it work

The 529 savings plan provides several tax advantages when used for education expenses.
Education
What is it

Learn how the 401(k) student loan match works and how the new, optional program for employers can allow employees to save for retirement while also paying down student debt.
How does it work
Health Care
Onward Archive

Medicare can fall short when traveling. Here's how to fill the gaps.
Sectors
What's new
Sector Views

Our outlook on the 11 S&P 500 equity sectors.
Financial Planning
What is it

Explore types of employee benefits your company may offer like health and life insurance, a retirement plan, and more. Learn what each benefit offers and how to maximize it.
Sectors
How does it work

Here are key facts to know about equity sectors—what they are, what they do, and how stock sectors can be used in investing.
Performance Stock
How does it work

Learn about performance stock units (PSUs) and performance stock awards (PSAs), including how to enroll and how they may impact your taxes.