Financial planning
Insights and perspectives on financial planning and wealth management topics.
Financial planning content
Financial planning
In the right situation, Roth conversions can be used to transfer wealth tax efficiently to the next generation. Learn how to determine if using Roth conversions for legacy planning may be right for your clients.
Financial planning
Most investors have heard about risk tolerance, but when they need to withdraw from growth or savings to support a lifestyle liquidity shortfall, another factor to be mindful of is risk capacity. Learn more about how to determine risk capacity when constructing portfolios.
Financial planning
RMD rules and calculations can be confusing, and SECURE Act 2.0 didn’t simplify things. This quick reference guide can help you talk to your clients about timing of their first RMD, aggregation rules, calculating RMDs, and strategies to reduce RMDs.
Financial planning
Estate planning can be complex for high-net worth individuals and families. Know the facts and don’t let your clients be misled by common myths and misconceptions.
Financial planning
A disciplined, systemic approach of taking qualified distributions before RMDs kick in could help "smooth out" your clients’ taxable income in retirement and potentially reduce taxes owed over the long-term.
Financial planning
Learn how a properly structured dynasty trust may help investors meet long-term legacy goals while potentially minimizing estate and generation-skipping taxes.
Financial planning
Common beliefs about wills, trusts, and the probate process may be false or misunderstood. Debunking common estate planning myths can help avoid costly and time-consuming mistakes for your clients.
Financial planning
For IRA owners over age 70 ½, a QCD may be an effective way to give to charity and reduce their tax bill. Read more to learn if a QCD makes sense for your clients’ situations.
Financial planning
The documents on this page may contain outdated information about RMDs and retirement accounts due to the recent passage of SECURE Act 2.0, a law governing retirement savings. For more information about the SECURE act 2.0. please read this article.