Planning & Retirement
Prepare for financial milestones and events
Financial planning
Financial Planning
Borrowing Against Your Assets
Borrowing against your assets can often act as a tool to manage wealth. Here's how to use debt strategically—even in some cases when you can afford to pay cash.
Financial Planning
Using Assets as Collateral
You may be able to use your investments or home to secure lending. Here's what to know before using your assets as collateral.
Estate Planning
International Estate Planning
International estate planning doesn't have a one-size-fits-all strategy—learn about challenges non-U.S. citizens can face and what to consider when creating an estate plan.
College and education
Empowering the Next Generation
Liz Ann interviews Jim Clark, CEO of Boys & Girls Clubs of America, about how understanding money basics is essential for building confidence, workforce readiness, and long-term economic mobility for young people.
Estate planning
Estate Planning
International Estate Planning
International estate planning doesn't have a one-size-fits-all strategy—learn about challenges non-U.S. citizens can face and what to consider when creating an estate plan.
Saving for retirement
Asset Allocation
Allocating Portfolio Assets
As you progress through your retirement investing journey, consider modifying your asset allocation by age as your time horizon, investment goals, and risk tolerance change.
Saving
Achieving Financial Goals
Socking away a few extra dollars in a savings account each month may not be the best way to save for multiple financial goals. Consider these steps to help you achieve your goals.
Retirement
Common Types of Retirement Plans and Other Ways to Save
Learn about common types of retirement plans and key features, eligibility requirements, and contribution limits for retirement plans like 401(k)s, IRAs, and more.
In retirement
IRA
Roth IRA Withdrawals
Investors tend to focus more on saving for retirement and less on what will happen when they take money out. We answer six common questions on making a Roth IRA withdrawal.
Retirement
Retirement Rules of Thumb
Rules of thumb are useful if they get you thinking about your retirement savings, but they're no substitute for a personalized plan.
Tax planning
Tax Planning
Understanding Tax Cost Ratio
Tax cost ratio is a key metric for tax-efficient investing. Here's what it is and how it works.
