Living in Retirement

Learn how to manage your money and portfolio in retirement, and find out what to do about RMDs, taxes, estate planning, and more

Manage your retirement income

Beyond the 4% Rule

How much can you spend without running out of money? The 4% rule is a popular rule of thumb, but you can do better. Here are guidelines for finding your personalized spending rate.

March 27, 2026

Roth IRA Withdrawals

Investors tend to focus more on saving for retirement and less on what will happen when they take money out. We answer six common questions on making a Roth IRA withdrawal.

February 19, 2026

Consider tax-smart strategies

Plan your legacy

The latest bond insights

Cooper Howard

Oil Prices and the Muni Market

Cooper Howard
April 22, 2026
Collin Martin

Iran and the Federal Reserve

Collin Martin
April 15, 2026
Cooper Howard

Taxable Municipal Bonds: 5 Considerations

Cooper Howard
April 03, 2026

Protect your financial and physical well-being

Medicare for Globetrotters

Medicare can fall short when traveling. Here's how to fill the gaps.

October 31, 2025 Joseph Reyes • Schwab Center for Financial Research