Skip to content
Home

Asset Management

    • Select a role
      • Anonymous
      • Advisor
      • Retirement professional
      • Personal investor

Main navigation

  • About
        • About Us

          • Learn how we advocate for investors and the professionals who serve them >
        • Low-Cost index philosophy

          • See why we strive to keep our index product expenses among the lowest in the industry >
        • ASSET ALLOCATION PHILOSOPHY

          • See how our research-driven process aligns investments with client’s financial goals, risk tolerance and time horizon >
        • Investment Stewardship

          • Learn about the measured approach we take to promote long-term shareholder value >
        • Our Team

          • Learn more about our experienced and dedicated team of professionals >
        • FORM CRS

          • Form CRS highlights certain aspects of the nature of our investment advisory relationship with you >
      • icon of a magnifying glass with a chart in it

        Core products and solutions

        With more than 100 funds and $1+ trillion in assets under management, we provide a comprehensive range of investment products.

        Search our products 

  • Products
        • Products

          • Learn about our straightforward lineup of core products and solutions >
        • Product Finder

          • Get details on our investment products >
        • Product Types

          • ETFs
          • Mutual funds
          • Collective investment trusts
          • Separately managed accounts
        • Product Strategies

          • Index
          • Strategic beta
          • Active
          • Fixed income
          • Multi-asset
          • Money market funds
          • Model portfolios
        • Separately managed accounts

          • Overview
          • Wasmer Schroeder® Strategies
          • Schwab Personalized Indexing®
          • ThomasPartners® Strategies
          • Windhaven® Strategies
        • Featured Topics

          • Income strategies
          • Liquidity management
          • Schwab 1000 Index®
          • Strategic beta investing: Fundamental Index®
        • Prospectus & Reports

          • Find prospectuses and reports for our funds >
        • Data Sources & Definitions

          • See data point definitions, index glossary, and data sources >
        • Money Fund Yields

          • View the latest money fund yields >
      • photo of a line of trees in an orchard

        Explore Wasmer Schroeder® Strategies

        Strategies include actively managed fixed income separately managed accounts that span the duration, credit, and tax-efficiency spectrum, as well as bond ladder strategies.

        Learn more

  • Insights & News
        • Insights & News

          • Catch up on our thought leadership, research, and commentary >
        • Press Releases

          • Keep up to date on Charles Schwab Investment Management >
      • Topics

        • Market commentary
        • Investment insights
        • Wealth management
        • Behavioral finance
      • Programs

        • Chart in a Minute
        • Quarterly Investment Outlook
        • Schwab Market Talk
        • Quarterly Chartbook
      • Schwab Market Talk

        Schwab Market Talk

        Advisors, join our monthly webcast series to get your market and economic questions answered by Schwab experts.

        Reserve your spot

  • Resources & Tools
        • Resources & Tools

          • Look to us for education, tools, and information to help develop better outcomes for you and your clients >
        • Distributions & Tax Resources

          • View end-of-year capital gains distributions and tax information >
        • Documents

          • Go to our library of useful documents that can help you learn about various products >
        • Educational Resources

          • Asset allocation
          • Behavioral finance
          • ETF education
          • Women and investing
        • Financial Tools

          • Fee impact simulator
      • Illustration of a man filling in a pie chart

        Our approach to asset allocation

        Our research-driven process is designed to align investments with each client’s financial goals, risk tolerance and time horizon.

        Learn more

  • Contact Us
  • Select a role
    • Anonymous
    • Advisor
    • Retirement professional
    • Personal investor
Home

Asset Management

Register

Schwab S&P 500 Index Portfolio

Schwab Annuity Portfolio

Regulatory Documents

Prospectus and Other Regulatory Documents

SWP1Z Prospectus and Other Regulatory Documents

Variable annuity and variable life insurance products are long-term investments designed for retirement. Partial withdrawals may reduce benefits available under the contract, as well as the amount available upon a full surrender. Withdrawals of taxable amounts are subject to ordinary income tax and, if taken prior to age 59½, an additional 10% federal tax may apply. For nonqualified contracts, an additional 3.8% tax may apply on net investment income. The underlying fund discussed here is only available as an investment option in certain insurance company variable annuity and variable life insurance products. Variable annuity and variable life insurance contract investors should review the variable contract prospectus prepared by their insurance company. Variable annuity and variable life insurance products are sold by prospectus only. Before purchasing a variable annuity or variable life insurance product, you should carefully read the prospectus and consider its investment objectives and all the risks, charges, and expenses associated with the variable annuity or variable life insurance product and its investment options. For this and other information and to request a prospectus, call Charles Schwab & Co., Inc. at 888-311-4889 (option 2.)

Investors should consider carefully information contained in the prospectus, or if available, the summary prospectus, including investment objectives, risks, charges and expenses. You can obtain a prospectus, or if available, a summary prospectus by visiting www.schwabassetmanagement.com/prospectus.  Please read it carefully before investing.

To the extent that the fund becomes non-diversified as necessary to approximate the composition of the index, it may invest in the securities of relatively few issuers. As a result, a single adverse economic or regulatory occurrence may have a more significant effect on the fund’s investments, and the fund may experience increased volatility.

Diversification strategies do not ensure a profit and do not protect against losses in declining markets.

Standard & Poor's®, "S&P®," and "S&P 500®" are registered trademarks of Standard & Poor's Financial Services LLC ("S&P"), and "Dow Jones®" is a registered trademark of Dow Jones Trademark Holdings LLC ("Dow Jones") and have been licensed for use by S&P Dow Jones Indices LLC and its affiliates and sublicensed for certain purposes by Charles Schwab Investment Management ("CSIM"). The "S&P 500® Index" and the "Dow Jones U.S. Total Stock Market IndexSM" are products of S&P Dow Jones Indices LLC or its affiliates, and have been licensed for use by CSIM. The funds are not sponsored, endorsed, sold or promoted by S&P Dow Jones Indices LLC, Dow Jones, S&P, or their respective affiliates, and neither S&P Dow Jones Indices LLC, Dow Jones, S&P, nor their respective affiliates make any representation regarding the advisability of investing in any fund.

This site is designed for U.S. residents. Non-U.S. residents are subject to country-specific restrictions.

1026-AMKV

Investment and Insurance Products Are: Not FDIC Insured • Not Insured by Any Federal Government Agency • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any of Its Affiliates • Subject to Investment Risks, Including Possible Loss of Principal Amount Invested

Schwab Asset Management® is the dba name for Charles Schwab Investment Management, Inc., the investment adviser for Schwab Funds, Schwab ETFs, and separately managed account strategies. Schwab Funds are distributed by Charles Schwab & Co., Inc. (Schwab), Member SIPC. Schwab ETFs are distributed by SEI Investments Distribution Co. (SIDCO). Schwab Asset Management and Schwab are separate but affiliated companies and subsidiaries of The Charles Schwab Corporation, and are not affiliated with SIDCO.

Important Notice:
The investment products and services described on this website are intended exclusively for persons residing in the United States. This website does not constitute an offer or solicitation to any person in any jurisdiction where such offer or solicitation would be unlawful. Access to this website from outside the United States is neither endorsed nor encouraged. Individuals who choose to access this website from other jurisdictions do so at their own initiative and are solely responsible for compliance with all applicable local laws and regulations. Schwab Asset Management does not accept liability for any access or use of this website that is contrary to local law or regulation.

(0526-P6F6)

© 2026 Charles Schwab Investment Management, Inc. All rights reserved. Unauthorized access is prohibited. Usage will be monitored.

Footer Information Links

  • Contact Us
  • Careers
  • Site Map
  • CSIM Privacy
  • Site Usability