Cooper Howard

Cooper Howard, CFA, is a Director and Fixed Income Strategist for the Schwab Center for Financial Research. He provides analysis and investor education on fixed income markets with a focus on the municipal bond market. Cooper has been widely quoted in financial publications including The New York Times, Bloomberg, The Wall Street Journal, CNBC, and The Bond Buyer.

Cooper Howard
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Bonds
Bond Insights

Tax policy may continue to be a factor in the second half of the year, although Congress looks likely to maintain current tax brackets and the muni tax exemption.
Bonds
What's new
Bond Insights

The bill contains several tax-code changes that could affect municipal bonds, although we don't think it reduces the appeal of munis for high-income earners.
candlestick chart
What's new
Bonds

Recent volatility has pushed yields to historically high levels, potentially creating opportunities in municipal bonds, especially for higher-net-worth investors.
Bonds
What's new
Bond Insights

Taxable municipal bonds may be an attractive option for investors in lower tax brackets, but there are things investors should know before making a decision.
city overlook
Bonds
What's new

The wildfires may affect some municipal bond issuers in the devastated areas, but the impact to other California bonds or to the broader muni market is likely limited.
Commentary
Bonds
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You're interested in investing in municipal bonds, but which type—general obligation or revenue—is best for you? We break it down.
Bonds
What should I do
Onward Archive

Some municipalities are more susceptible to weather-related risk than others. Here are three ways to help weather-proof your muni portfolio.
Bonds

Discounted municipal bonds could expose you to unexpected taxes. Here's what to know before you buy.
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Bonds
What should I do
Bond Insights

Although investing in in-state municipal bonds may have tax advantages, there can be good reasons to buy out-of-state munis.
Bond Market Update – May 2020
Bond Insights

The latest perspective on the bond market from the Schwab Center for Financial Research, including a deep-dive on corporate and municipal bond markets.