Charles Schwab Trust Bank Collective Investment Trust™ target date solutions
Pooled investment target date trusts exclusively for qualified retirement plans.
Russian Sanctions: Impacts to the Schwab Target Date Solutions
2022 Glide Path and Portfolio Updates
Charles Schwab Trust Bank will be increasing equity by 2-5% across the SMRT and SIRT glide path effective February 1,2022. Additionally, there will be adjustments to the Real Estate and Inflation-Protected Bond a locations, and a fixed income strategy within the Schwab Institutional Core Plus Fixed Income Trust, which SMRT invests in, will be replaced. Please see the announcement and video for more details.
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What we offer
We offer access to blend and passive target date trusts for qualified retirement plans. Our innovative target date trusts are comprehensive portfolios designed for the needs of individual investors in mind and to the highest fiduciary standards. Our trusts are maintained by Charles Schwab Trust Bank and have leveraged Schwab Asset Management's expertise to assist in their management since 20021
Schwab Trust Bank takes a behavioral-based approach to glide path design—focused on recognizing and reducing risks along the way to retirement and beyond—that leverages Schwab Asset Management’s investment research and deep asset allocation expertise. The products provide a carefully designed and balanced glide path using industry-recognized sub-advisors to provide institutional investment management benefits to plan participants.
- Real-world glide path
- Holistic portfolio construction
- Comprehensive risk management
- Designed to help investors and plan participants stay invested across market conditions
- Seek to minimize behavioral and investment risks throughout the investment cycle
- Low-cost focus
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Featured Collective Investment Trusts
A combination of over 20 underlying non-proprietary active and passive strategies. Available for qualified retirement plans only.
A combination of predominantly passive underlying strategies sub-advised or managed by industry-recognized investment managers. Available for qualified retirement plans only.