Financial planning

Insights and perspectives on financial planning and wealth management topics.

Financial planning content

Financial planning

Most investors have heard about risk tolerance, but when they need to withdraw from growth or savings to support a lifestyle liquidity shortfall, another factor to be mindful of is risk capacity. Learn more about how to determine risk capacity when constructing portfolios.
Financial planning

If your clients own company stock in a qualified employer-sponsored retirement plan – like a 401(k) or employee stock ownership plan (ESOP) – and they’re at least 59 ½ or separated from the employer, the Net Unrealized Appreciation (NUA) tax rules may save them money.
Financial planning

Learn more about the 4% rule, a popular method for investors that could potentially produce retirement income from their portfolio to increase their probability of not outliving their money.
Financial planning

Learn how a properly structured dynasty trust may help investors meet long-term legacy goals while potentially minimizing estate and generation-skipping taxes.
Financial planning

Utilize this 2022 personal finance calendar to help you break your financial planning into small, achievable tasks that may result in huge dividends to you and your loved ones over time.
Financial planning

Learn more about key considerations if you are thinking about creating a revocable living trust (RLT) to shift personal ownership of assets to the trust for later distribution to the trust’s beneficiaries.
Financial planning

For those on a Medicare plan, now is the time to review changes in costs and coverage, compare features and costs with other plans, and change plans or coverage if needed.
Financial planning

Consider these year-end tax planning strategies to potentially reduce your taxes and help you achieve your long-term financial goals.
Financial planning

Discover why a Spousal Lifetime Access Trust (SLAT) may be an option for married couples who do not wish to permanently give up access to their assets for estate planning purposes.

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