Financial planning

Insights and perspectives on financial planning and wealth management topics.

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Financial planning

When planning for retirement expenses, conventional tools project the first year of expenses and increase that amount each year with inflation throughout retirement. However, for some individuals, this could lead to overestimating retirement needs and saving more than is actually necessary. Our research suggests a more strategic and flexible way to think about spending in retirement.
Financial planning

There are important ages to pay attention to for retirement planning, which may open up eligibility to certain benefits, affect the maximum amount individuals can contribute to a retirement account, and determine when to make required minimum distributions. Not all milestones require action, but a general awareness of them is important.
Financial planning

Various tax planning strategies, such as Roth conversions, tax loss harvesting, and tax gain harvesting, can be effective ways to minimize taxes. However, before implementing one of these strategies, individuals should first understand the basics of Tax Bracket Management. This article offers points to consider.

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