Financial planning

Insights and perspectives on financial planning and wealth management topics.

Financial planning content

Financial planning

The so-called 4% rule for determining how much to spend each year in retirement may be too conservative, in our view, for most retirees. This article outlines why we recommend a lifetime adjustable income approach instead of static spending.
Financial planning

Help clients understand their options for gifting to charities over a period of years while potentially receiving income tax deductions. Read more to learn if a charitable lead trust is appropriate for your high-net worth clients.
Financial planning

Help investors plan for, generate, manage, and withdraw income in retirement by using this practical four-step process recommended by the Schwab Center for Financial Research.
Financial planning

Paying off a mortgage before retirement may be an important goal for many investors, potentially giving them greater flexibility and peace of mind in retirement. Here are three strategies to help clients understand their options for paying off a mortgage.
Financial planning

Learn how high-net worth individuals can support their favorite charities and generate an income stream for themselves or another beneficiary through the use of charitable remainder trusts.
Financial planning

Learn how a down market could be an ideal opportunity for some investors to consider a Roth conversion to potentially lower taxes over the long run.
Financial planning

Learn more about intrafamily loans and why they can be attractive alternatives to traditional gifting for ultra-high-net worth families wishing to help younger generations make a purchase or invest for the future.
Financial planning

Learn more about Social Security and factors everyone should consider as they decide when to start taking benefits.
Financial planning

When looking to transfer large amounts of assets to future generations, consider selling assets to an intentionally defective grantor trust (IDGT) to potentially create greater tax savings than other gifting strategies.

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