Strategies for investors seeking income
Our approach to income in today’s market
No matter which direction the markets may be headed, some of your clients are likely to need income. Learn about the range of income strategies Schwab Asset Management® offers that are designed for helping your clients meet their income goals.
What kind of income goals do your clients have?
Clients often fall into one of two camps when it comes to income goals—some seek a stable income stream with capital preservation, while others seek income that increases over time with the potential for capital appreciation. The key is to find the best income solution to help each client pursue their goals.
Stable income and capital preservation
For investors seeking a predictable revenue stream, consider strategies that include fixed income investments, such as bond funds and money market funds. These types of investments seek to generate ongoing interest income while providing potential capital preservation and diversification. Some strategies also seek to minimize taxes.
Rising income and capital appreciation
For investors seeking an increasing income stream with the potential for capital appreciation over time, dividend-paying stocks might be a good fit, albeit one that is riskier than bonds. Dividend-paying stocks can potentially provide consistent dividend income, as well as dividend growth, and capital appreciation if the underlying stocks perform well.
Here are some featured income solutions we offer
From a full spectrum of separately managed account strategies to a wide range of exchange-traded funds (ETFs) and mutual funds, we have options to meet any investor’s income goals
Offer a choice of separately managed accounts that aim to provide monthly income, income growth, and competitive total returns over time.
Wasmer Schroeder™ Strategies
Provide a range of fixed income-based separately managed accounts across the duration, credit, and tax-efficiency spectrums.
Schwab Money Funds
Offer a broad selection of prime, government, and municipal money market funds that strive for principal stability, liquidity, and a competitive rate of return.
Schwab Municipal Bond ETF (SCMB)
Seeks to track as closely as possible, before fees and expenses, the total return of an index that measures the performance of the U.S. AMT-free municipal bond market.
Schwab High Yield Bond ETF (SCYB)
Seeks to track as closely as possible, before fees and expenses, the total return of an index that measures the performance of U.S.-dollar denominated below-investment-grade corporate debt.
Schwab U.S. TIPS ETF (SCHP)
Seeks to track as closely as possible, before fees and expenses, the total return of an index composed of inflation-protected U.S. Treasury securities.
Find a product
Use the filter to find the product you’re interested in and download important information, including pricing and performance.
Use our resources to dig a little deeper
The Wasmer Schroeder Strategies monthly bond market overview.
This monthly commentary on the fixed income markets provides a glimpse into the expertise and insights generated by our investment professionals supporting Wasmer Schroeder Strategies.
How we analyze credit risk.
Schwab Money Funds only invest in securities that the research team has independently deemed to be of minimal credit risk.
Is it time to consider dividend-paying stocks?
Slowing growth, elevated inflation, and tighter central bank policies may support dividend-paying stocks, particularly if a global recession emerges.