When looking to transfer large amounts of assets to future generations, consider selling assets to an intentionally defective grantor trust (IDGT) to potentially create greater tax savings than other gifting strategies.

Most investors have heard about risk tolerance, but when they need to withdraw from growth or savings to support a lifestyle liquidity shortfall, another factor to be mindful of is risk capacity. Learn more about how to determine risk capacity when constructing portfolios.

Learn more about the 4% rule, a popular method for investors that could potentially produce retirement income from their portfolio to increase their probability of not outliving their money.

If your clients own company stock in a qualified employer-sponsored retirement plan – like a 401(k) or employee stock ownership plan (ESOP) – and they’re at least 59 ½ or separated from the employer, the Net Unrealized Appreciation (NUA) tax rules may save them money.

Learn how a properly structured dynasty trust may help investors meet long-term legacy goals while potentially minimizing estate and generation-skipping taxes.

Utilize this 2022 personal finance calendar to help you break your financial planning into small, achievable tasks that may result in huge dividends to you and your loved ones over time.

Learn more about key considerations if you are thinking about creating a revocable living trust (RLT) to shift personal ownership of assets to the trust for later distribution to the trust’s beneficiaries.

For those on a Medicare plan, now is the time to review changes in costs and coverage, compare features and costs with other plans, and change plans or coverage if needed.

Consider these year-end tax planning strategies to potentially reduce your taxes and help you achieve your long-term financial goals.