For IRA owners over age 70 ½, a QCD may be an effective way to give to charity and reduce their tax bill. Read more to learn if a QCD makes sense for your clients’ situations.

The documents on this page may contain outdated information about RMDs and retirement accounts due to the recent passage of SECURE Act 2.0, a law governing retirement savings. For more information about the SECURE act 2.0. please read this article.

There are important ages to pay attention to for retirement planning, which may open up eligibility to certain benefits, affect the maximum amount individuals can contribute to a retirement account, and determine when to make required minimum distributions. Not all milestones require action, but a general awareness of them is important.

Down markets combined with rapidly rising interest rates can be unsettling for investors, even experienced ones. While declining balance sheets can cause short-term concern, they also present an opportunity for long-term wealth transfer.

For 2023, the IRS made some of the largest inflation adjustments in decades. However, not everyone will benefit from these changes. If your clients are expecting higher income in 2023, now is a good time to consider tax planning techniques that may help reduce their taxable income.

Congress recently passed a massive 4,155-page spending package that included SECURE Act 2.0, providing numerous improvements to retirement savings and distribution rules. Read more for the law’s key provisions and potential implications and how they may impact retirees and retirement savers.

Medicare planning is critical to healthcare costs for the majority of individuals over age 65 is one of the keys to a successful retirement. Help clients understand the different coverages available and key enrollment periods to help avoid unnecessary penalties or coverage delays.

Learn how tax-loss harvesting may help your clients potentially reduce current capital gains taxes while maintaining or possibly improving their portfolio's asset allocations.

This quick reference guide is a great resource for 2023 planning discussions with clients, summarizing tax deductions, tax credits, and contributions to retirement plans found in various federal tax publications and websites.